*Annual Percentage Yield (APY). The APY and dividend rates are effective as of 06/01/2022 and may change at any time without notice. A minimum deposit of $250.00 is required to open and earn APY. The APY for all Share Certificates assumes the dividend will remain in the account until maturity. Withdrawal of dividends prior to maturity will reduce earnings. A penalty will be imposed for the withdrawal of the principal before maturity. 16-Month Share Certificate: the rate will increase by .25% on October 1, 2022, January 1, 2023, April 1, 2023, and July 1, 2023. During the term of this Share Certificate, the APY will not exceed 2.25%. At maturity, this Share Certificate will renew at the same term but will be at a fixed rate unless you inform us otherwise. The fixed-rate will be the prevailing rate at the time of maturity. Direct may cancel this promotion at any time.
** Annual Percentage Yield (APY). The APY and dividend rates are effective as of 06/01/2022 and may change at any time without notice. A minimum deposit of $250.00 is required to open and earn APY. The APY for all Share Certificates assumes the dividend will remain in the account until maturity. Withdrawal of dividends prior to maturity will reduce earnings. A penalty will be imposed for the withdrawal of the principal before maturity. 8-Month Share Certificate: the rate will increase by .25% on October 1, 2022, and January 1, 2023. During the term of this Share Certificate, the APY will not exceed 1.25%. At maturity, this Share Certificate will renew at the same term but will be at a fixed rate, unless you inform us otherwise. The fixed-rate will be the prevailing rate at the time of maturity. Direct may cancel this promotion at any time.