*Annual Percentage Rate ( APR) of 15.74%, 17.74%, or 18.00% based on your creditworthiness. The APR is variable and will be adjusted on the first day of each billing cycle by adding 7.74%, 9.24%, or 10.00% (the “margin”) to The Wall Street Journal Prime Rate as published on the last business day of the preceding calendar month (the "index").
**Annual Percentage Rate (APR). The APR is effective as of 02/02/2023 and subject to change. The maximum loan amount is $100,000.00. The maximum loan-to-value is 105% of the MSRP (new autos) or NADA Value (used autos). Other terms and conditions may apply. Rates vary based on term, credit score, and model year. Subject to credit approval.
***Annual Percentage Rate (APR) of 15.49%, 17.49%, or 18.00% based on your creditworthiness for purchases. The APR is variable and will be adjusted on the first day of each billing cycle by adding 7.74%, 9.74%, or 10.50%(the “margin”) to The Wall Street Journal Prime Rate as published on the last business day of the preceding calendar month (the "index").
*Annual Percentage Yield (APY). The APY and dividend rates are effective as of 10/25/2022 and may change at any time without notice. A minimum deposit of $250.00 is required to open and earn APY. The APY for all Share Certificates assumes the dividend will remain in the account until maturity. Withdrawal of dividends prior to maturity will reduce earnings. A penalty will be imposed for the withdrawal of the principal before maturity. 16-Month Share Certificate: the rate will increase by .25% on October 1, 2022, January 1, 2023, April 1, 2023, and July 1, 2023. During the term of this Share Certificate, the APY will not exceed 2.25%. At maturity, this Share Certificate will renew at the same term but will be at a fixed rate unless you inform us otherwise. The fixed-rate will be the prevailing rate at the time of maturity. Direct may cancel this promotion at any time.
Jumbo rates apply for deposits of $100,000 or more.