Let's Get Down To Business

Featured Closing

Location Boston, MA
Amount $1,700,000 

BUSINESS BANKING

Business
Checking

Business
Premier Money Market 

Business
Certificates

Business 
Online Solutions

  • No monthly service fee or minimum balance requirements
  • Unlimited transactions
  • Monthly ATM fee rebates
  • Customized limits on Debit Cards
  • Competitive Rate

  • High Yield Savings

  • $25,000.00 Minimum Balance Required
  • Competitive Rates

  • Flexible Terms
  • No monthly service fee
  • View multiple related entities (EINs)
  • Manage permissions for multiple users
  • Create online ACH and Wire Transfers
  • Link external accounts

CD RATES

Jumbo rates apply for deposits of $100,000 or more.

TERM

MONTHS

RATE

APY*

JUMBO RATE

JUMBO APY*

3

0.50%

0.50%

0.55%

0.55%

6

0.75%

0.75%

0.80%

0.80%

9

0.995%

1.00%

1.045%

1.05%

12

2.225%

2.25%

2.275%

2.30%

15

2.225%

2.25%

2.275%

2.30%

18

2.71%

2.75%

2.76%

2.80%

21

2.71%

2.75%

2.76%

2.80%

30

2.71%

2.75%

2.76%

2.80%

48

2.81%

2.85%

2.86%

2.90%

60

3.20%

3.25%

3.250%

3.30%

COMMERCIAL LOANS

two people shaking hands icon

Working Capital Line of Credit

Commercial Auto Loans

Business Credit Card

Rates as low as 15.24% APR* Direct is here with a tool that allows your business to easily borrow money for day-to-day operational costs, whenever it is needed.

Rates as low as 6.14% APR**. Finance or re-finance your commercial vehicle with a DFCU commercial vehicle loan. Click here to learn more.

Rates as low as 15.24% APR***. A simple, straightforward credit card that will allow you to make your everyday business purchases at a low, affordable rate. No annual fee.

*Annual Percentage Rate ( APR) of 15.24%, 17.74%, or 18.00% based on your creditworthiness. The APR is variable and will be adjusted on the first day of each billing cycle by adding 7.74%, 10.24%, or 10.50% (the “margin”) to The Wall Street Journal Prime Rate as published on the last business day of the preceding calendar month (the "index"). 


**Annual Percentage Rate (APR). The APR is effective as of 01/20/2023 and subject to change. The maximum loan amount is $100,000.00. The maximum loan-to-value is 105% of the MSRP (new autos) or NADA Value (used autos). Other terms and conditions may apply. Rates vary based on term, credit score, and model year. Subject to credit approval.


***Annual Percentage Rate (APR) of 15.24%, 17.74%, or 18.00%   based on your creditworthiness for purchases. The APR is variable and will be adjusted on the first day of each billing cycle by adding 7.74%, 10.24%, or 10.50%(the “margin”) to The Wall Street Journal Prime Rate as published on the last business day of the preceding calendar month (the "index").



*Annual Percentage Yield (APY). The APY and dividend rates are effective as of 10/25/2022 and may change at any time without notice. A minimum deposit of $250.00 is required to open and earn APY. The APY for all Share Certificates assumes the dividend will remain in the account until maturity. Withdrawal of dividends prior to maturity will reduce earnings. A penalty will be imposed for the withdrawal of the principal before maturity. 16-Month Share Certificate: the rate will increase by .25% on October 1, 2022, January 1, 2023, April 1, 2023, and July 1, 2023. During the term of this Share Certificate, the APY will not exceed 2.25%. At maturity, this Share Certificate will renew at the same term but will be at a fixed rate unless you inform us otherwise. The fixed-rate will be the prevailing rate at the time of maturity. Direct may cancel this promotion at any time.


Jumbo rates apply for deposits of $100,000 or more.



COMMERCIAL REAL ESTATE

Closed June 2022 | Boston, MA | Apartment Building Properties Loan amount of $1,700,000 | Rate & Term and Refinance Cash Out

Featured Closing

1-4 Family Residential Investment Properties

5+ Unit Residential Investment Properties

Owner-Occupied
Commercial Real Estate

CONTACT

Doreen Gorman

Specialist
Business Banking

Greg Ryan

Senior Vice President
Commercial Lending

gryan@direct.com

781.433.2900 x275

Questions?

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Equal Opportunity  Lender.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

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