 



	

    


    


		
		
	
	
		
		
		

	
		
	

	
		
	

	
		
	

	
		
	

	
		
	

	
		
	

	
		
	

	
		
	

	
		
	

	

	
		
	

	

	
		
	

	
	

	


	
	
	
	
	
	
	
	
	
	
	
	
	
	
	
	
	
	
	
		
	
	
	
	
	

	

	
		
		
	







	









	
		
	

	

	
    


	
	

	



	
	

	
    


	
	

	

	

	
		

		
			
    
	

	
 
    
    
	
	   
	
	   
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
    






		
		

		

	
		
	

	
	

	



	

    


    


	

	
	

	

	

	

		
		
			
		
	
		
	
		
	
		
	
		
	
		
	
	

	

	

    
    



	

	

		
	


			
			
	



























	

	

	
	

	

	

	

	

	

	

	

	

	

	

	

	

	

	

	

	


	
	
	
	
	
	
	
	
	
	
	
	
	
	
	
	
	
	
	
		
	
	
	
	
	

	

	
	

	
	
    
	

	
 
    
    
	
	   
	
	   
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
	     
	  	 	
	   
    





	

	

	

	
	

	

		
	

			
			

	
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	
		
	

	
	
		
			
			
				
			
		
	

	
	

		

		

		

	
	
	
	
	
	
		
	
	
	
	
		
		
				
		
			
			
		
			
			
			
			
			
			
			
			
				
			
				
				
					
				
				
				
				
					
					
												
				
			
			
			
			
					
		
		
		
		
	



		
		
			
		
	

	
	
		
		
		
	


	
	
	


	
	




	

    










	
		
		
		
	

	

	

		
			
		

	 

	

	

	
		<!--
			A:dfcu;SN:2
		-->

		
		
	

	
	 
    


	
	

	
    


	
	

	


	
<!-- -->

<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<HTML> <!-- A:dfcu;SN:2 --><HEAD>


<link rel="stylesheet" type="text/css" href="/eletra/lib/style.css" />
<!--[if IE]>
<link rel="stylesheet" type="text/css" media="screen" href="/eletra/lib/style-ie.css" />
<![endif]-->


<meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1">



<!--

	
	
**********************************************************
If your email program is not capable of displaying HTML email,
use your browser to read the complete message online at:


   http://info.direct.com/
**********************************************************
CREATED: December 9, 2008  16:21:52

	-->
<meta name="description" content="">
<meta name="keywords" content="">
<meta name="GENERATOR" content="iMakeNews">
<meta name="robots" content="all">

	

 
	<META http-equiv="Cache-Control" value="no-cache">

	<META HTTP-EQUIV="pragma" CONTENT="no-cache">
	<META HTTP-EQUIV="expires" CONTENT="Tue, 01 Jan 1981 01:00:00 GMT">

<title>Direct Federal Credit Union</title>
<style type="text/css">
<!--

 .link {color:#000000; text-decoration:   none; }	.link:hover {color:#FF3300; text-decoration:underline;}
.forms
{
	font-family: arial, verdana, times;
	font-size: 12px;
	font-style: bold;
	color: #000000;
}

td
{
	font-family: arial; verdana, times;
	font-size: 12px;
	font-style: normal;
	color: #000000;
}


p
{
	font-family: arial; verdana, times;
	font-size: 12px;
	font-style: normal;
	color: #000000;
}

.req
{
	font-family: arial; verdana, times;
	font-size: 18px;
	font-style: bold;
	color: #ff0000;
}

-->
</style>
	<!-- Global Styles -->
	
	<style type="text/css">
	<!--
	.g-article_title, .g-article_url, .g-article_full_story,
	.g-article_printer_link, .g-contents_article_title,
	.g-topics_topic_title, .g-issue_issue_title, .g-issue_issue_info,
	.g-survey_results_link, .g-menu_link, .g-letter_summary_title,
	.g-letter_summary_author, .g-letter_summary_date,
	.g-letter_summary_location, .g-letter_post, .g-letter_view_title,
	.g-letter_view_author, .g-letter_view_post, .g-footer_publisher,
	.g-footer_tellafriend, .g-footer_archive, .g-footer_pdf
	{color:#000000;text-decoration:none}
	.g-article_title:hover, .g-article_url:hover,
	.g-article_full_story:hover, .g-article_printer_link:hover,
	.g-contents_article_title:hover, .g-topics_topic_title:hover,
	.g-issue_issue_title:hover, .g-issue_issue_info:hover,
	.g-survey_results_link:hover, .g-menu_link:hover,
	.g-letter_summary_title:hover, .g-letter_summary_author:hover,
	.g-letter_summary_date:hover, .g-letter_summary_location:hover,
	.g-letter_post:hover, .g-letter_view_title:hover,
	.g-letter_view_author:hover, .g-letter_view_post:hover,
	.g-footer_publisher:hover, .g-footer_tellafriend:hover,
	.g-footer_archive:hover, .g-footer_pdf:hover
	{color:#FF0000;text-decoration:underline}

	
	-->
	</style>
<!-- Custom Links Styles -->
<style type='text/css'>
<!--

.a344129162152252-links_link{color:#FFFFFF;background-color:transparent;font-family:verdana;font-size:xx-small;font-weight:bold;font-style:normal;text-decoration:underline}

.a344129162152252-links_link:hover{color:#FFFFFF;background-color:transparent;font-family:verdana;font-size:xx-small;font-weight:bold;font-style:normal;text-decoration:underline}

-->
</style>

</head>

<body id="self-service" TEXT="#000000" >
<table align="center" cellpadding="0" cellspacing="0"><tr><td>




<!--IMN:TOP--><TABLE id=Table_01 height=79 cellSpacing=0 cellPadding=0 width=605 border=0>
<TBODY>
<TR>
<TD colSpan=9><A href="http://info.direct.com/eletra/gow.cfm?z=dfcu%2C323594%2C0%2C832046%2Cb11" target=_blank><img height=51 alt="Direct Federal Count On Us" hspace=0 src="http://content.ll-0.com/dfcu/ACF7428.gif?i=120908162152"  width=605 border=0></A></TD></TR>
<TR>
<TD rowSpan=2><img height=28 alt="" hspace=0 src="http://content.ll-0.com/dfcu/ACF742F.jpg?i=120908162152"  width=5 border=0></TD>
<TD><A href="http://info.direct.com/eletra/gow.cfm?z=dfcu%2C323594%2C0%2C1609710%2Cb11" target=_blank><img height=27 alt="Home Equity" hspace=0 src="http://content.ll-0.com/dfcu/ACF742D.gif?i=120908162152"  width=86 border=0></A></TD>
<TD><A href="http://info.direct.com/eletra/gow.cfm?z=dfcu%2C323594%2C0%2C1687991%2Cb11" target=_blank><img height=27 alt=Mortgage hspace=0 src="http://content.ll-0.com/dfcu/ACFCD88.jpg?i=120908162152"  width=83 border=0></A></TD>
<TD><A href="http://info.direct.com/eletra/gow.cfm?z=dfcu%2C323594%2C0%2C1862102%2Cb11" target=_blank><img height=27 alt="Auto Loan" hspace=0 src="http://content.ll-0.com/dfcu/Auto-Loan.jpg?i=120908162152"  width=84 border=0></A></TD>
<TD><A href="http://info.direct.com/eletra/gow.cfm?z=dfcu%2C323594%2C0%2C1523755%2Cb11" target=_blank><img height=27 alt=Visa hspace=0 src="http://content.ll-0.com/dfcu/Visa.jpg?i=120908162152"  width=88 border=0></A></TD>
<TD><A href="http://info.direct.com/eletra/gow.cfm?z=dfcu%2C323594%2C0%2C1862103%2Cb11" target=_blank><img height=27 alt=Savings hspace=0 src="http://content.ll-0.com/dfcu/Savings.jpg?i=120908162152"  width=84 border=0></A></TD>
<TD><A href="http://info.direct.com/eletra/gow.cfm?z=dfcu%2C323594%2C0%2C1447770%2Cb11" target=_blank><img height=27 alt=Checking hspace=0 src="http://content.ll-0.com/dfcu/Checking.jpg?i=120908162152"  width=84 border=0></A></TD>
<TD><A href="http://info.direct.com/eletra/gow.cfm?z=dfcu%2C323594%2C0%2C832046%2Cb11" target=_blank><img height=27 alt=Direct.com hspace=0 src="http://content.ll-0.com/dfcu/Direct.com.gif?i=120908162152"  width=86 border=0></A></TD>
<TD rowSpan=2><img height=28 alt="" hspace=0 src="http://content.ll-0.com/dfcu/ACF7432.jpg?i=120908162152"  width=5 border=0></TD></TR>
<TR>
<TD colSpan=7><img height=1 alt="" src="http://content.ll-0.com/dfcu/DirectEmail_102307_11.jpg?i=120908162152"  width=595></TD></TR></TBODY></TABLE><table bgcolor="#FFFFFF" border="0" cellpadding="0" cellspacing="0" width="605" >
<tr><td><table bgcolor="#CCCCCC" border="0" cellpadding="0" cellspacing="0" width="100%" cols="1">
	<tr><td width="599" valign="top" bgcolor="#CCCCCC"><!-- 1,1:generic --> 
    
    

	

	
	
		
	
	

	
	



	
		
	
		
		
			
			
		

		
	
		
		
			
			
		
	
	
	
		
		
		
		
		
		
		
			
			
				
					
				
			
		
		
	
		


	
		
		
			
		
		
	


		
			
		
	
	

	

	






			
			




<!-- 1,2:generic --> 
    
    

	

	
	
		
	
	

	
	



	
		
	
		
		
			
			
		

		
	
		
		
			
			
		
	
	
	
		
		
		
		
		
		
		
			
			
				
					
				
			
		
		
	
		


	
		
		
			
		
		
	


		
			
		
	
	

	

	






			
			




<!-- COLUMN: 1 -->
		
		</td></tr></table><table bgcolor="#CCCCCC" border="0" cellpadding="0" cellspacing="0" width="100%" cols="1">
	<tr><td width="599" valign="top" bgcolor="#CCCCCC"><!-- 2,1:generic --> 
    
    

	

	
	
		
	
	

	
	



	
		
	
		
		
			
			
		

		
	
		
		
			
			
		
	
	
	
		
		
		
		
		
		
		
			
			
				
					
				
			
		
		
	
		


	
		
		
			
		
		
	


		
			
		
	
	

	

	

<table border="0" cellpadding="0" cellspacing="0" width="590px" align="center"><tr><td>





			
			




<!-- 2,2:mod_input -->
				
    
    

	

	
	
		
	
	

	
	
	
	
	
	
		
		
		
		
		
		
		
		
		
		
		
		
			
			
			
			
			
			
			
			
			
			
			
			
			
				
			
			
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
					
				
				
					
						
							
						
					
				
				
				
				
				
				
				
				
				
					
				
				
				
			
		
		
		
	
		
		
		
		
		
		
		
		
		
		
		
		
			
			
			
			
			
			
			
			
			
			
			
			
			
			
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
					
				
				
				
				
				
				
				
				
				
					
				
				
				
			
		
		
		
	
	
	




	
		
	
		
		
			
			
				
			
			
		

		
	
		
		
			
			
				
			
			
		
	
	
	
		
		
		
		
		
		
		
			
			
				
			
			
		
		
	
	
		
	
		
		
			
			
				
			
			
		

		
	
		
		
			
			
				
			
			
		
	
	
		


	
		
		
			
		
		
	


	

	

		
			
		
	
	

	

	

	

<table width="100%" border="0" cellspacing="0" cellpadding="8" bgcolor="#FFFFFF">

<tr><td bgcolor="#FFFFFF">

	<table cellpadding=3 bgcolor="#FFFFFF" width="100%">
		<tr>
			<td>
				<font face="verdana,arial" size=2>
				<font color="#000000" face="verdana" size="2"><b> Invalid or incomplete email address. The email address is shorter than the smallest possible valid email address. Please click your browser's 'BACK' button to re-enter your address.  </b></font>
				</font>
			</td>
		</tr>
	</table>

	</td></tr></table> 

				
			
			




<!-- 2,3:generic --> 
    
    

	

	
	
		
	
	

	
	



	
		
	
		
		
			
			
		

		
	
		
		
			
			
		
	
	
	
		
		
		
		
		
		
		
			
			
				
					
				
			
		
		
	
		


	
		
		
			
		
		
	


		
			
		
	
	

	

	

</td></tr></table>




			
			




<!-- COLUMN: 2 -->
		
		</td></tr></table><table bgcolor="#CCCCCC" border="0" cellpadding="0" cellspacing="0" width="100%" cols="1">
	<tr><td width="599" valign="top" bgcolor="#CCCCCC"><!-- 3,1:links -->
				
    
    

	

	
	
		
	
	

	
	
	
	
	
	
		
		
		
		
		
		
		
		
		
		
		
		
			
			
			
			
			
			
			
			
			
			
			
			
			
				
			
			
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
					
				
				
					
						
							
						
					
				
				
				
				
				
				
				
				
				
					
				
				
				
			
		
		
		
	
		
		
		
		
		
		
		
		
		
			
		
		
		
		
			
			
			
			
			
			
			
			
			
			
			
			
			
			
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
				
					
				
				
				
				
				
				
				
				
				
				
				
				
				
					
				
				
				
			
		
		
		
	
		
		
		
		
		
		
		
		
		
			
		
		
		
		
			
			
			
			
			
			
			
			
			
			
			
			
			
			
				
				
			
		
		
		
	
	
	




	
		
	
		
		
			
			
				
			
			
		

		
	
		
		
			
			
				
			
			
		
	
	
	
		
		
		
		
		
		
		
			
			
				
			
			
		
		
	
		
		
	
		
		
			
		
		

		
		
		
		
			
		
		
	
	
	
		
		
		
		
		
		
		
			
			
				
			
			
		
		
	
		


	
		
		
			
		
		
		
			
				
			
		
	


		
			
		
	
	

	

	

	

<table cellpadding="0" cellspacing="0"><tr><td><IMG height=20 alt="" src="http://content.ll-0.com/dfcu/spacer.gif?i=120908162152"  width=5 border=0></td><td bgcolor="#9daecd"><a href="http://info.direct.com/eletra/gow.cfm?z=dfcu%2C323594%2C0%2C832046%2Cb11" target="_blank"><img height=82 alt="" src="http://content.ll-0.com/dfcu/footer-promo.gif?i=120908162152"  width=595 border=0></a></td></tr><tr><td><img height=20 alt="" src="http://content.ll-0.com/dfcu/spacer.gif?i=120908162152"  width=5 border=0></td><td bgcolor="#9daecd">
<table width="100%" border="0" cellspacing="0" cellpadding="5" bgcolor="#9DAECD">

<tr><td bgcolor="#9DAECD">

<table cellpadding="3" cellspacing=0 width="100%">
	
		
		
			
			
							
			

			
			
							
			
			
			
							
				 	
				 
				 
				 
				
				
				
				
				
			
			
			
			
			
			<tr bgcolor="#9DAECD">
				<td align="Left">
					<font face="verdana" size=1>
					<a href="http://info.direct.com/eletra/update.cfm?x=dfcu,0,b11"
					class="a344129162152252-links_link"
					target="_blank">
						
							Update your e-mail preferences
						
					</a>
					</font>
				</td>
			</tr>
			
			
			
			
		
		
			
			
				
			

			
			
							
			
			
			
							
				 	
				 
				 
				 
				
				
				
				
				
			
			
			
							
				
			
			
			<tr bgcolor="#9DAECD">
				<td align="Left">
					<font face="verdana" size=1>
					<a href="http://info.direct.com/eletra/gow.cfm?z=dfcu%2C323594%2C0%2C1868659%2Cb11"
					class="a344129162152252-links_link"
					target="_blank">
						
							Privacy Policy
						
					</a>
					</font>
				</td>
			</tr>
			
			
			
			
		
		
			
			
							
			

			
			
							
			
			
			
							
				 	
				 
				 
				 
				
				
				
				
				
			
			
			
			
			
			<tr bgcolor="#9DAECD">
				<td align="Left">
					<font face="verdana" size=1>
					<a href="http://info.direct.com/eletra/r.cfm?x=dfcu,0,b11"
					class="a344129162152252-links_link"
					target="">
						
							Unsubscribe
						
					</a>
					</font>
				</td>
			</tr>
			
			
			
			
		
	
</table>

	</td></tr></table> 

				
			
			




<!-- COLUMN: 3 -->
		
		</td></tr></table></td></tr></table>

<!--IMN:BOTTOM--><img height=13 alt="" hspace=0 src="http://content.ll-0.com/dfcu/bottomfooter.gif?i=120908162152"  width=605 border=0></TD></TR></TABLE>
<table border="0" cellpadding="2" cellspacing="0" width="605">
  <tr><td>
	
		
		
			
		
		<font face="verdana,arial" size="1">Powered by <strong><a href="http://www.imninc.com/eletra/redirect.cfm?a=dfcu&x=0" target="_top" class="link">IMN</a>&#153;</strong></font><br>
	<!--IMN:EMAILFOOTER--></td></tr></table>
<!--Ver. 7-->


	
	
	
		
		
		
		
		

		

			
			

		
	

	
	

	

	

	
   
 

</td></tr></table>






<!-- DONE = 3978033796 (0) -->

<!-- TOTAL TIME = 140 -->

</body>
</html>